1. Introduction

Welcome to our website! This website belongs to DirectPay Payment Institution S.A., headquartered at 1 Androu Street, Athens, Postal Code 112 57, Greece, with G.E.MI. number 2154101000, phone number +30 2105243171, and email address info@directpay.gr. These Terms of Use (“Terms“) govern your use of our website (“Website“).

2. Acceptance of Terms

By using the Website, you indicate that you accept these Terms. If you do not agree with the Terms, please do not use the Website.

3. Website Content

The Website’s content,including texts, graphics, images, software, and other materials (“Content“), is owned or managed by our company or third parties to whom we have granted the relevant permission.

4. Website use

This website operates for informational purposes only and does not allow for transactions. You can only find information about our services and the partner service points where our services are provided. We grant you a non-exclusive, non-transferable license to use the Website for your personal, non-commercial purposes.

5. Prohibitions

The use of the Website is prohibited for:

• Any illegal or unauthorized purpose.
• The violation of any laws, regulations, or third-party rights.
• The sending of spam or other unsolicited content.
• The alteration or damage of the Website.
• Accessing the Website using unauthorized means.

6. Copyright

The content of the Website is protected by copyright. Copying, reproducing, modifying, distributing, or publicly displaying the content without our permission is prohibited.

7. Disclaimer

DirectPay Payment Institution S.A. is not liable for any loss or damage arising from the use or inability to use our website. Specifically, we are not responsible for:

• Any errors or omissions in the Content.
• Any interruptions or malfunctions of the Website.
• Any losses or damages resulting from the use of the Website.

8. Modification of Terms

We reserve the right to modify these Terms at any time. The modifications will take effect from the date they are published on the Website.

9. Privacy Policy

We respect and protect your personal data. The management and security of your information are governed by:

Data protection laws: We strictly adhere to the provisions of applicable data protection legislation.

Decisions of the Data Protection Authority: We comply with the decisions and guidelines of the competent Data Protection Authority.

The Privacy Policy: Here you can find detailed information on how we collect, process, and protect your data, as well as information about your rights.

The Cookie Policy: Here you can learn more about the cookies we use on our website and how you can manage them.

10. Applicable Law

These Terms are governed by and interpreted under Greek law.

11. Dispute Resolution

Any disputes arising from or related to these Terms will be resolved amicably. If an amicable resolution is not achieved, the dispute will be submitted to the exclusive jurisdiction of the courts of Athens, Greece.

12. Contact Us

If you have any questions or concerns regarding these Terms, please contact us at the phone number or email address provided in the Introduction.